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RULE NUMBER ONE

Protecting Your Assets At Retirement

How To Retire Wisely 

Thrivent Financial

Whether you are approaching retirement or recently retired, you have probably saved for decades to financially prepare for this stage of your life. Saving enough money for retirement is critical and it’s equally important to practice wise financial habits in retirement.
 
Retirees may find that managing their income in retirement is often more challenging than saving for it. This may be because of factors that are hard to predict, including:
Outliving your assets Volatile financial market performance The negative impact of inflation on purchasing power Changing tax laws Health challenges or other unplanned life changes  
Why it is important to have a strategy
What do these factors have to do with retirement income? They collectively can have a significant impact, both on the amount of income you can generate each year and your lifestyle and goals. That’s why having a strategy is key. In addition to preparing you for weathering uncertainties in the future, it can help you focus on generating income and take the steps to live a more content, confident and generous life in retirement.
 
Our approach to lifetime income
Thrivent takes a diversified income approach that uses guaranteed income to cover essential expenses and is intended to help manage inflation, market and longevity risks in retirement.
 
This strategy has three major components:
Long-term growth assets Guaranteed income sources Near-term or liquid sources  
In addition, protecting your strategy and seeking guidance will be critical to making the three components work for you in the long run.
 
Putting it together
A Thrivent Financial representative can help you create your retirement strategy incorporating the components mentioned above. Contact Thrivent Representative Darrel Uthof for additional information at 3900 Dakota Avenue, Suite 10, South Sioux City, NE 68776 or call 402-494-6964.
 
About Thrivent
Thrivent is a not-for-profit financial services organization that helps Christians on the wise with money journey. As a mission-driven, membership-owned organization, it offers its more than 2 million members and customers a broad range of financial products, services and guidance to help them obtain a life of contentment, confidence and generosity. Thrivent and its subsidiary and affiliate companies offer insurance, investments, banking and advice over the phone, online as well as through financial representatives and independent agents nationwide. Thrivent is a FORTUNE 500 company with $136 billion in assets under management/advisement (as of 12/31/17). For more than a century it has helped Christians make wise money choices that reflect their values while providing them opportunities to demonstrate their generosity where they live, work and worship. For more information, visit Thrivent.com. You can also find us on Facebook and Twitter.
 
Registered representative of Thrivent Investment Management, Inc. Member FINRA and SIPC. Thrivent.com/disclosures.
 
Thrivent Financial representatives and employees cannot provide legal, accounting, or tax advice or services. Work with your Thrivent Financial representative, and as appropriate, your attorney and/or tax professional for additional information.
 
THRIVENT IS THE MARKETING NAME FOR THRIVENT FINANCIAL FOR LUTHERANS. Insurance products issued by Thrivent Financial for Lutherans. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc. A registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc.  Advisory services available through investment adviser representatives only. Thrivent.com/disclosures.
 
Guarantees are backed by the financial strength and claims-paying ability of Thrivent Financial.
 
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We are Saving Lives

Nancy Huseth Your Leading Caregiver Expert With the Electronic Caregiver we are saving lives other systems can't! It is a professionally monitored Medical Alert System. Phone: (712)898-6748

The electronic caregiver is a must-have for any senior who is insisting on remaining safely in their home. It gives them independence they are demanding while maintaining peace of mind for the family with 24-hour support. What a please it is to HELP SAVE LIVES.

GPS Locator Using geopositioning technology, we are able to pinpoint your location so appropriate responders can be sent to aide you during a medical emergency, injury or security threat.

    

Andrew Diediker - Partner Simple Senior Solutions Advisor

"Advising For Your Next Chapter". Senior Advisors specializing in transitions, home modifications so individuals can live at home safely or consultation from home to a senior living community. We give personalized guidance through the entire process. Call us today to schedule your tour. (402) 990-0341 Veteran & Christian Company Photo's provided by Miah Boden Photography www.miahbodenphotography.com

Hannah Diediker - Partner Simple Senior Solutions Advisor

What is a Senior Advisor?

•     Advocate
  • Our personalized consultation allows us to really get to know our clients and what their needs and wishes are for retirement living.
  • Provide mediation between the many communities and our clients to allow them to focus on what is really important, making an educated decision.
  • Our consultation often times goes beyond our client, we believe that it is very important to bring their family on board and ensure everyone is on the same page and also provide mediation if needed.  We really want families to provide a support role rather than guiding the ship to allow less stress on that relationship. 

 

•      An educator
  • Different levels of senior living and costs associated with senior living.
  • We stay up to date on the ever-changing industry rules and regulations so that our clients can rest easy knowing they’re in good hands with us and ultimately, the community of they’re choice. 
  • Navigating through long-term care insurance policies, veteran benefits, and the overall cost of senior living.  Andrew and I are both veterans of the US Army and have a burning passion to assist senior veterans and their spouses and educate them on the benefits available to them to assist with the cost of senior living. 

 

•     A wealth of resources
  • You can think of us like a real estate agent for senior communities.  We are a free resource for our clients as we are funded from the communities we are partnered with. 
  • We not only focus on helping our clients chose a senior community but the entire transition, making sure their affairs are in order to avoid bumps in the road later on.
  • We work closely with different companies that would benefit our clients through this transition; attorneys, financial advisors, realtors, estate sales, downsizing/moving and the list goes on.  Each company that we recommend has been vetted by us and we ensure that they have the same passion and work ethic as our company. 

 

Gehling Osborn GO Law Firm ​   
   www.golawfirm.com

Gehling Osborn GO Boutique Business Law Firm

 ​  Emilee Boyle Gehling - Partner          Tel: (712)226-4601      Emilee@golawfirm.com
      Anthony Osborn - Partner                 Tel: (712)226-4602       Anthony@golawfirm.com
   
"FOR ALL OF YOUR BUSINESS NEEDS". Gehling Osborn is a boutique law firm serving clients ranging from small family businesses to large corporations. Call us when it's GO time. 
Estate Planning, General Business, Real Estate, Business Disputes, Adoptions

Financial Planning

We believe in doing business face to face at Stifel.

Kim Kletschhke Korey Kletschke

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Goosmann Law is a full service law firm with locations in Sioux City, Omaha & Sioux Falls. Licensed in IA, NE, SD, And ND.

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Jay Knobbe and Angela Kratochvil Licensed Agents

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Pre-planning with your loved one, funerals, counselors.