Snow Removal and Responsibility

Snow Removal Help

​Removing snow and ice is everyone’s responsibility.www.missouririverinsurance.com
If you think about the risks, taking care of ice and snow is a no-brainer.
 
Winter in South Dakota can seem quite unpredictable. One day its sunshine and warm, the next day we are getting several inches of snow. Do not let the occasional spring day fool you, we are still in the middle of the winter months. When you consider that insurance claims from winter storm related damages can run into thousands of dollars, knowing how to properly deal with snow and ice around the home is simply smart.
 
One of the first things we tell homeowners or renters is to keep snow away from your foundation. Moisture from the snow melting can seep in. Remember, concrete is very porous. So, when you are shoveling sidewalks, driveways, and walkways push the snow away from the perimeter of your home. Another important thing to remember is to keep any fire hydrants, gas meters, dryer vents, and heat exhaust vents clear of snow. This ensures that no fumes are being exerted back into your home, causing serious health issues and ensures easy access for anybody servicing the meters/hydrants.
 
Any amount of snow on the right roof could cause it to collapse. The interesting thing is you want snow on your roof. If the snow does not melt you know your attic insulation is doing its job. However, if there is too much snow and ice the roof could collapse. Flat roofs are especially vulnerable. Some individuals utilize roof shovels, which are designed to reach the roof from the ground, so you are not climbing on the roof and risking a fall. But shoveling your roof from the ground also has its risks: 1. You could damage your shingles, and 2. The snow could com down on top of you. If you need snow or an ice dam removed from your roof, we recommend calling a professional contractor who regularly deals with these issues.
 
Many people are concerned about injuries happening on their property. The most common winter related injuries are slips and falls. It is your responsibility to make sure all walkways and sidewalks are properly taken care of. This includes shoveling and laying down ice melt/sand to prevent any ice/snow build up.
 
If you think about the risks, taking care of ice and snow is no-brainer. Save yourself the trouble and prevent any potential injuries or damages the winter months may bring to your doorstep.